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About Business Loans

Most businesses will need an extra injection of cash at some point in their life.

This may be to resolve a cash flow issue, to make a large purchase or it could be time for your business to take that next step.

There are numerous banks and lenders out there, meaning that looking for a business loan can often be a daunting and overwhelming prospect.

That’s why we’ve put together this easy-to-understand guide, detailing everything that we believe you need to know with regards to business loans.

How Do iwoca Business Loans Work?

At Business Loan Expert, we provide UK businesses with fast, flexible access to funding—helping you manage day-to-day operations, invest in growth, or handle short-term cash flow challenges. When you take out a business loan with us, you can choose between a lump sum or a flexible line of credit. These funds can be used for any business purpose, such as purchasing inventory, expanding your team, or improving liquidity. Repayments are made in monthly instalments, with either fixed or variable terms based on the loan structure you select. Interest rates and repayment periods are tailored to your business profile and borrowing needs. We simplify the borrowing process by offering transparent, easy-to-manage loans. You stay in control—borrow what you need, when you need it, and only pay interest on the amount you use.